A move is an exciting milestone, but it goes much more smoothly when you have a plan in place. If you expect to relocate within the next six months, here's where to start, whether you're selling, buying or doing both.
If You're Selling in the Next Six Months
Clear Out the Clutter
Start by letting go of anything you no longer use or need. Less stuff means less to pack, and a pared-down home looks more spacious and appealing to buyers who come through. You can give things to friends and family, sell them, drop them off at a thrift store or simply haul away the junk. Follow it up with a deep clean so your home makes the best possible impression.
Bring in a Real Estate Agent
An agent can tell you what your home is worth and walk you through the selling process, including the laws and regulations that apply. They'll also market your property and be there with buyers during showings.
Choose Your Moving Date and Reserve Movers
Picking a date gives you a timeline to work backward from and makes it easier to request time off work. Moving companies fill their calendars quickly, so book early and make sure all of your dates line up.
Update Your Address and Settle Your Accounts
Once your date is set and the sale is going through, contact your electric, gas, phone, internet and insurance providers to close out your final bills. Set up mail forwarding and let your employer and bank know your new address. A checklist makes it easy to work through each notification without missing anything. Also double-check your insurance so you're covered during the move, for as long as you still own your current home and once you're in the new one.
If You're Buying in the Next Six Months
Set Your Budget and Get Preapproved
Figure out how much you can comfortably spend, then get preapproved for a mortgage so you're ready to make an offer quickly when the right home comes along. Leave room in your budget for the possibility of rising interest rates in the coming years, and keep an emergency fund in place. Don't forget the costs of the move itself, including movers, company fees, attorneys and your agent. Your agent can help you think through all of these numbers.
Decide What You Need in a Home
These days, plenty of buyers are looking for extra space, a yard or garden and a dedicated home office. Think about what matters most to you, and whether you'd rather be in the city or somewhere more rural.
Get to Know the Areas You're Considering
Look into local schools, healthcare options and crime rates. If you commute to an office, estimate how long the drive would be. Spend time walking around each area, and consider how it might feel in different seasons. Then narrow things down to a short list of neighborhoods. A local agent can share helpful insight into which areas are in demand and which might fit your lifestyle best.
Start Touring Homes
Decide whether you want a home that's ready to move into or one you can renovate. Keep in mind that a fixer-upper will take more time and more money. Your agent can let you know as soon as homes that match your criteria hit the market. When you find the one, make your offer and start planning the move.
Ready to Get Started?
Finding your next home is exciting, but it takes thoughtful planning. Having an experienced agent on your side can make the sale or purchase go much more smoothly. If you're planning a move in the next few months, reach out and I'll be happy to share more advice.